Stacy Francis is a nationally recognized expert in finance. She is President of Francis Financial, Inc., an independent, fee-only, financial planning firm that helps individuals just achieve financial freedom, and founder of  Savvy Ladies®, a 15,000+ strong non-profit organization that empowers women to take control of their finances and achieve a more rich and rewarding life.

Stacy has appeared on The Today Show, CNBC, Fine Living and is frequently quoted in publications such as The Wall Street Journal, Business Week, Barron’s, CNN, The Daily News, Dow Jones, Money Magazine, MSN, Newsday, and many others.

Stacy is called the human Prozac of wealth management! She literally takes the worry and anxiety out of managing your finances.  Contact her at stacy@savvyladies.com
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Social Security- What Every Woman Should Know
Stacy Francis, President Francis Finacial and Founder, Savvy Ladies

The market hasn’t been performing too hot over the last year by slashing the value of 401Ks and IRAs around the country. These huge decreases are causing many to evaluate their options when it comes to Social Security in retirement to help offset their huge losses.

As most of us know, Social Security provides monthly payments to people who are usually age 65 and older, or have a disability with little or no resources and income.  Currently, men and women are spending more time in their retirement than previous generations because we are living longer lives.  For this reason, and many others, we should know as much about our retirement and what Social Security benefits we are entitled to. 

The troublesome part is that, though Social Security will be an important source of income in retirement for many American women, many know little about how the program works. Below are a few questions many people ask about Social Security.  Click on the links for more information on that topic. 

What age should I retire?  The age at which we retire is not the same for everyone.  Depending on the year you were born you will receive different compensation.  Retiring earlier than planned will entitle you to the same amount of Social Security benefits, but in smaller amounts due to the longer period you will receive them. Click here for more:

What factors affect my retirement benefits?  There are many factors that may change the kind of benefits you receive, such as how much you earned and where you worked.  You may have been self employed, or worked for the federal government, or have been part of the military or a non-profit group.  Each of these may have a factor in what kinds of benefits you receive.  You can also take into account any work you performed outside of the U.S.  Click here for more:

How can I calculate my benefits?  The Social Security website offers three different calculators that you can use to get a rough estimate of what benefits you can expect.  Though they are not the final say, they will give you some idea of how you should plan for your financial future.  Click here for more.

Finally, take a look at the Qualifications for Retirement website.  This website answers many of the common questions asked about retirement, such as who is eligible and when you can retire.   It also includes information about Medicare and benefits for children of retirees. So check it out and become educated on retirement and what the Government could, and should, do for you.  Click here for more. 




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